Property owners in either commercial or residential properties have a risk of theft and vandalism. There are many factors that can increase or decrease these risks - such as location of the property, type of business, economic levels of the community, time of the year. Regardless, vandalism or stolen property is not an enjoyable situation and can be very frustrating to handle. Bermudez Claim Services, Inc. work with owners to get a clear understanding of the scenario and make sure the vandalism damage claim is handled correctly.
Common Types of Property Vandalism
The most common type of property vandalism can occur when tenants are evicted from a commercial or residential property. In the event the property owners enforce their rights to evict, these tenants have no regard or respect for the owner or property.
In some cases the tenants completely trash the premises, making holes in the walls, graffiti, smashing appliances and fixtures, and many other damaging things. There is coverage for this vandalism, a Public Adjusting team will make sure you have the appropriate coverage and then begin outlining the loss to proceed with an insurance claim.
Take photos of valuables, appliances, fixtures, computers, and other items. Remember to check with your insurance company regarding specific items and if a specific rider needs to be purchased to maintain coverage.
The intentional destruction of property is popularly referred to as vandalism. To define vandalism is to define behavior such as breaking windows, slashing tires, spray painting a wall with graffiti, and destroying a computer system through the use of a computer virus.
Vandalism is a malicious act and may reflect personal ill will, although the perpetrators need not know their victim to commit vandalism. The recklessness of the act imputes both intent and malice.
Because the destruction of public and private property poses a threat to society, modern statutes make vandalism a crime. The penalties upon conviction may be a fine, a jail sentence, an order to pay for repairs or replacement, or all three.
In addition, a person who commits vandalism may be sued in a civil tort action for damages so that the damaged property can be repaired or replaced.